$0 Down Payment
Eligible veterans and service members can finance up to 100% of the home's value with no down payment required in most cases.
Free Resources
Pre-approval, VA loans, offers, and closing — explained simply.
Valuations, prep checklists, and market data for sellers.
Current pricing and inventory trends across the valley.
The free Nellis PCS guide, plus transition assistance links.
As a retired Chief Master Sergeant, I've used my own VA loan benefit — here's the basics every eligible buyer should know.
Eligible veterans and service members can finance up to 100% of the home's value with no down payment required in most cases.
Unlike conventional loans, VA loans don't require monthly PMI — that alone can mean real monthly savings.
You'll need your COE to move forward. I can help you request it, or point you to the VA's eBenefits portal.
Most borrowers pay a one-time VA funding fee, which can be rolled into the loan. Some disabled veterans are exempt — I'll help you check.